Buy any product and there are three flexible ways to fund your dream project:

Buy now, pay later

19.9% APR Representative

If you prefer to keep your hard-earned cash in the bank (why wouldn’t you?), you can take advantage of our buy now, pay nothing for 6 months option.

If you repay the loan amount in full within the 6 months deferral period then no interest will be payable, but an exit fee will apply.

If you choose not to repay the loan amount within the 6 months deferral period then interest will have accrued since the start of the agreement and will be added to your loan as per the terms of your loan agreement.

The approval of your application depends on your financial circumstances and borrowing history.

Find out more

Interest Bearing loan

Finalise your design plans today and spread the cost with monthly payments.

With this option you can make additional repayments on top of your monthly direct debit payment, which could reduce the term of the loan and the total interest payable.

This gives you more control of the time that it takes to pay for the project.

Find out more

Self-fund your project

If you’d rather fund the improvements yourself, that’s fine - simply settle the balance upon completion.

Find out more

Use the below secure payment page to pay your deposit or balance payment

We accept VISA, MasterCard Credit & Debit and Maestro.

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Alternative Payment Options
  • Telephone Payment Line: 03301749570
  • BACS: EYG Domestic Ltd. Account No: 02930710 Sort Code: 30-94-44
  • Cheque: Made payable to EYG Domestic Ltd
  • Payment Issues: 01482 567854

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Interest Bearing Loan - Representative APR example
  • Cash price: £16,000
  • Deposit (if applicable): £6,392
  • Total amount of credit: £9,608
  • Rate of interest: 14.9% p.a.
  • Duration of agreement: 120 months
  • Monthly repayments: £149 per month
  • Representative APR: 14.9% (variable)
  • Charge for credit: £8,272
  • Total amount repayable: £24,272

The approval of your application depends on your financial circumstances and borrowing history.

Buy Now Pay Later - Example 6 months
  • Cash Price £7500.00
  • Deposit £2458.00
  • Loan Amount £5042.00
  • Repayable by 120 monthly repayments of £99
  • First Payment commencing 6 months after installation of goods or services.
  • Total charge for Credit £6838.00
  • Total Amount Repayable £14,338.00
  • Interest Rate 19.9% (per annum variable)
  • Representative APR 19.9% (variable)
Buy Now Pay Later - Repaying Early

You can repay some or all of the loan early, but you must tell NPF (Novuna Personal Finance) if you decide to do this, phone: 0344 375 5500 (calls to 0344 numbers are charged at a standard landline rate. Mobile charges may vary. Charges will apply to calls from outside the UK), or write to Novuna Personal Finance, 2 Apex View, Leeds, LS11 9BH If you repay the loan in full within the buy-now, pay-later period, NPF will not charge you interest but you will be charged a settlement fee of £29.00.

If you repay part of the loan within the buy-now, pay-later period, NPF will not charge you interest on the part of the loan you repay. At the end of the buy-now, pay-later period you must continue to make your monthly repayments until you have repaid the loan in full. You may pay off the loan sooner than agreed if you make repayments during the buy-now, pay-later period.

If you repay all or part of the loan after the buy-now, pay-later period you may be entitled to a rebate of some of the interest charged to your account. NPF will reduce the balance of your account by the amount of the rebate. NPF will calculate the rebate in line with the Consumer Credit (Early Settlement) Regulations 2004. If you repay part of the loan early, NPF will reduce the balance of your loan but you must continue to make your monthly repayments. The amount you have to pay NPF each month will stay the same, but you might repay the loan sooner than agreed.

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  • Constructionline
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